well, it is because of guaranteed government student loans that because of guaranteed government student loans, no one has the excuse for not going to education. and so because of that, institutions of higher learning, colleges and universities are immune from pricing that if kids would take a harder look at it, gee, i don't think i can afford $15,000 a semester, i think i will just sit this one out. when that happens en masse, i guarantee you, the cost of college tuition will drop dramatically. today that doesn't exist. i can't afford $15,000, yet friends and family will point and say, look, you can get a guaranteed government student loan. that is another one of government's unintended consequences that have college tuition at such a high rate. [applause] >> jill. >> i think it is time to make public higher education free as it should be. [cheers and applause] we have done this before when our troops came home from the second world war. we provided free higher education through the g.i. bill. and we know that it pays for itself. for every dwhrar that we invested in -- dollar that we in